Privacy Policy

1. Scope of This Policy

This Policy applies to information collected through the NairaRefinery AI website, application interfaces, and any related services (collectively, the "Services"). It applies to prospective clients, registered users, and visitors who interact with our Services. By accessing or using the Services, you acknowledge that you have read and understood this Policy.

2. Information We Collect

We collect information in the following general categories. The exact fields collected will depend on how you interact with the Services and should be finalized based on your actual data flows.

2.1 Information You Provide

This may include your name, business or organization name, email address, phone number, job title, and any information you submit through request-access forms, account registration, or correspondence with our team.

2.2 Usage and Technical Information

When you interact with the Services, we may automatically collect technical information such as IP address, browser type, device identifiers, pages viewed, session duration, and referring URLs, typically through server logs and similar technologies.

2.3 Financial and Business Data Inputs

Where clients use the platform to analyze capital, portfolio, or business data, we may process the datasets, documents, or data connections that clients choose to submit for the purpose of generating analysis and recommendations. Clients remain responsible for ensuring they have the right to share any third-party data submitted to the Services.

3. How We Use Information

We use collected information for purposes that generally include:

• Operating, maintaining, and improving the Services and underlying analytical models;
• Responding to inquiries, access requests, and support communications;
• Personalizing and administering client accounts and dashboards;
• Monitoring platform performance, security, and misuse prevention;
• Communicating updates, service notices, and relevant business information;
• Complying with legal obligations and enforcing our agreements.

4. Legal Basis for Processing

Where applicable data protection law requires a legal basis for processing, we generally rely on one or more of the following: performance of a contract with you, your consent, our legitimate business interests in operating and securing the Services, and compliance with applicable legal obligations. The specific basis relied upon should be confirmed against the jurisdiction(s) in which you operate.

5. How Information May Be Shared

We do not sell personal information. Information may be shared in limited circumstances, which typically include:

• Service providers: vendors that support hosting, infrastructure, analytics, or communications, acting under contractual confidentiality obligations;
• Business transfers: in connection with a merger, acquisition, financing, or sale of business assets;
• Legal compliance: where required to comply with applicable law, regulation, legal process, or governmental request;
• With consent: where you have explicitly authorized a disclosure.

Any third-party processors engaged should be documented internally along with the categories of data shared and the safeguards applied.

6. Data Security

We aim to apply reasonable administrative, technical, and organizational measures designed to protect information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security. Specific technical safeguards, encryption standards, and access controls in place should be described accurately here based on your actual infrastructure.

7. Data Retention

We retain information for as long as necessary to fulfill the purposes described in this Policy, including maintaining client accounts, meeting legal or regulatory obligations, resolving disputes, and enforcing agreements. Retention periods should be defined based on your internal data governance schedule and any applicable statutory requirements.

8. Your Rights and Choices

Depending on applicable law and your location, you may have rights that include:

• Requesting access to the personal information we hold about you;
• Requesting correction of inaccurate or incomplete information;
• Requesting deletion of your personal information, subject to legal exceptions;
• Objecting to or restricting certain processing activities;
• Withdrawing consent where processing is based on consent.

To exercise any of these rights, you may reach us using the contact details listed in the website footer. Verification steps may be required before a request is processed.

9. Cookies and Similar Technologies

The Services may use cookies, local storage, or similar technologies to support functionality, remember preferences, and understand aggregate usage patterns. You can typically control cookie behavior through your browser settings; disabling certain cookies may affect the functionality of the Services.

10. Third-Party Links and Integrations

The Services may reference or integrate with third-party tools, data sources, or websites. This Policy does not extend to the privacy practices of any third party, and we encourage you to review their respective privacy policies before providing information to them.

11. International Data Transfers

Where information is transferred, stored, or processed in a country other than where it was originally collected, appropriate safeguards should be implemented in accordance with applicable data protection requirements. Specific transfer mechanisms relevant to your operations should be detailed in this section.

12. Children's Privacy

The Services are intended for business and professional use and are not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. If you believe a minor has provided information to us, please contact us so it can be reviewed and removed as appropriate.

13. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other operational factors. Material changes will generally be indicated by updating the effective date of this Policy or through other reasonable means of notice. Continued use of the Services after changes take effect constitutes acceptance of the revised Policy.

14. Contact

Questions, requests, or concerns regarding this Privacy Policy or our data practices may be directed to NairaRefinery AI using the contact information provided in the footer of this website.

This document is a general template for informational purposes only and does not constitute legal advice. It should be reviewed by qualified legal counsel to ensure compliance with the laws applicable to your business and users before publication.